Pay over time
Financing your renovation.
ToughJobs offers financing through FinanceIt. Pre-qualify in 60 seconds, with no credit-score impact before final approval.
Three steps
How it works
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Get a written quote first
Book a free in-home visit. We give you a fixed-scope price for the work, in writing.
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Pre-qualify in 60 seconds
FinanceIt runs a soft check that does not affect your credit score. You see your monthly payment options before committing.
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We start work. You make monthly payments
Your monthly payment and term come from FinanceIt based on your application. The dated schedule is set out in your written quote before any work starts.
Financing partner
Financing through FinanceIt
FinanceIt reviews your application and sets the terms. We do the work.
Disclosure. Financing is provided by FinanceIt, a third party. ToughJobs Construction Inc. is a FinanceIt merchant; FinanceIt and ToughJobs may receive economic benefit from financed transactions. Your rate is set by FinanceIt based on your application; we do not set it or share in the interest you pay. The decision to finance the project, pay cash, or use a HELOC is yours. Final rate, term, and approval depend on FinanceIt’s credit assessment. Phone (514) 512-4132. Email info@toughjobs.ca.
Posted on Google
What our clients say
5.0 · 15 reviews on Google · as of September 2026
Read all 15 reviewsBefore you apply
Common questions
Will applying hurt my credit score?
No. The pre-qualification is a soft check. A hard inquiry only happens if you decide to move forward with a loan.
What is the rate?
FinanceIt sets your rate based on your credit profile and term length, after a soft pre-qualification. Rates and terms are case by case, so we do not post a number here. You see your exact rate and monthly options from FinanceIt before you commit.
How much can I finance, and will I qualify?
FinanceIt reviews your application and tells you what you qualify for, including the amount. You can finance part of a project or all of it. Approval and the amount are FinanceIt's call, based on their credit review, not ours.
Can I pay it off early?
That depends on your FinanceIt agreement. You see the full terms, including any prepayment conditions, before you sign.
What if my project goes over budget?
Every quote covers a defined scope of work, in writing. If you decide to add work after we start, we quote that addition separately and get your written approval before doing it, so you know what you are signing up for before it happens. You then choose whether to roll the added work into the loan.
Is the loan from ToughJobs or from a bank?
From FinanceIt, a Canadian consumer-finance partner. ToughJobs gets paid for the work; you owe FinanceIt for the loan. Two separate relationships.